Contracting is a lifestyle and career choice many people have chosen for the flexibility and earning potential it offers. However, it also means that you need to provide your own financial benefits package in terms of retirement, savings and financial protection against risk.
Can you answer ‘YES’ to the following:
- Are you currently saving enough for your retirement?
- Do you have sufficient protection in place for yourself and your family should you die or suffer from ill-health?
- Are your personal and business affairs set up in the most tax efficient manner?
- Are you getting the most from your savings and investments?
|Pensions||Save for your retirement whilst reducing your tax bill|
|Life & Critical Illness||Provision of a lump sum to help clear debts and provide an income for you and your family|
|Income Protection||To provide an income if you are unable to work due to accident or sickness|
|Savings & Investments||Making the most of the tax efficient investment vehicles available to you|
No Obligation Financial Review
Ensuring you have the most appropriate and comprehensive financial arrangements in place depends upon a variety of factors; what you already have in place, when these were set up, whether your circumstances and priorities have changed since, and your goals and aspirations for the future, to name but a few.
We can help you assess the suitability of your current arrangements and create a benefits package tailored to your changing needs.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.